Launch Of Euro-Backed Stablecoin In H2 2026? Nine | Money News

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Launch Of Euro-Backed Stablecoin In H2 2026? Nine – Money News

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Nine of Europe’s largest banks—together with ING, UniCredit, Danske Bank, SEB, KBC, DekaBank, Banca Sella, and Raiffeisen Bank International—have determined to collaborate on a euro-backed stablecoin. Under the European Union’s (EU) Markets in Crypto-Assets Regulation (MiCA) framework, the collaborating banks will roll out the stablecoin within the second half of 2026. Will this be a game-changer for European crypto funds?  Will the euro-backed stablecoin scale back Europe’s reliance on US dollar-denominated stablecoins? 

On 25 September 2025, ING launched the joint assertion confirming that “the initiative will provide a real European alternative to the US-dominated stablecoin market, contributing to Europe’s strategic autonomy in payments.”

According to the banking giants, the stablecoin will present near-instant, low-cost funds and settlements. Furthermore, it’s going to allow 24/7 entry to environment friendly cross-border funds, programmable funds, and enhancements in provide chain management and digital asset settlements, which may differ from securities to cryptocurrencies.

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“Digital payments are key for new euro-denominated payments and financial market infrastructure”

The member banks made it clear – they’re open to new members. Hence, further banks are anticipated to hitch the unique 9. 

“This digital payment instrument, leveraging blockchain technology, aims to become a trusted European payment standard in the digital ecosystem,” the joint assertion mentioned.

The project is curiously spearheaded by a newly fashioned company primarily based in Netherlands. It will search licensing and oversight from the Dutch Central bank, positioning itself as an “e-money institution.”

Floris Lugt, Digital Assets lead at ING and joint public consultant of the initiative mentioned, “Digital payments are key for new euro-denominated payments and financial market infrastructure. They offer significant efficiency and transparency, thanks to blockchain technology’s programmability features and 24/7 instant cross-currency settlement.”

“We believe this development requires an industry-wide approach, and it’s imperative that banks adopt the same standards,” he added.

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New European Guidelines Boosted Demand For Euro-backed Stablecoins

A  2024 evaluation by Kaiko Research revealed that whereas Europe has historically lagged the US and APAC in relation to crypto trading, Euro-backed stablecoin’s have constantly grown in quantity for the reason that starting of the yr. This concretely means that demand for stablecoin is lastly choosing up in European markets.

Particularly, Circle’s USDC stablecoin is anticipated to gain substantial market share from its bigger rival, Tether’s USDT, discovered Kaiko.  Anastasia Melachrinos, an analyst at Kaiko Research, highlighted that USDC may doubtlessly benefit essentially the most from the new European tips.

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Key Takeaways


  • The euro-backed stablecoin is anticipated to cut back Europe’s reliance on US dollar-denominated stablecoins – which at present dominate the worldwide market. 

  • The euro stablecoin goals to allow near-instant, low-fee funds and settlements throughout borders, obtainable 24/7.

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    Akriti Seth

    Senior Editor

    Akriti Seth is a Zurich-based Business Journalist and Crypto Editor. Her ardour for journalism has taken her throughout the globe – from thriving as an on-television correspondent to writing partaking articles, she has labored for corporations like Informa UK, Bloomberg…
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